Our Work
What the Foundation does, in its own name.
Cultivar Foundation delivers structured, no-cost programming nationally, helping families move from an open account to one they understand and keep using.
Our charitable programs
A three-part program built to reach families.
The Foundation runs a cohort program that reaches families through the young adults who already know their communities. It works in three connected parts.
- 01
We train young adults as Activators
The Foundation recruits and trains adults ages 18 to 26 to lead the program in the communities they come from. Training is charitable youth and workforce development in its own right, and it is how the program reaches families at scale.
- 02
We run 12-week cohorts with families
Each cohort runs for twelve weeks. Activators lead hands-on activations with children, then bring in an older sibling or a parent. Families come together at in-person Family Nights held once or twice per cycle.
- 03
We help families open and keep using accounts
The goal is a 530A account opened for the child and a family that knows how to keep using it after the cohort ends. Follow-through is the measure that matters to us.
Who we serve
Families where an open account is most likely to sit unused.
Our work is national in mission and reach. We focus on families that federal policy reaches but does not fully activate, in communities where an open account is most likely to sit unused. Our programs are delivered at no cost to the families who take part. We are building nationally through active pilots in Austin, Texas and Albuquerque, New Mexico, with research collaboration at the Harvard Graduate School of Education and a partnership with the Bayou Foundation.
About the 530A account
What it is, and how we relate to it.
A 530A account, also called the Invest America account or Trump Account, is a long-term investment account a family can open for a child. Any child under 18 can have one. Children born between 2025 and 2028 receive a one-time $1,000 federal seed deposit. Children outside those birth years do not receive the federal seed, and they can still open and grow an account.
The Foundation is independent. We guide families to and from the official federal process and to their chosen account provider. We are parallel to the U.S. Treasury and to Robinhood. We do not represent them, we are not connected to them, and we are not part of any federal agency.