A family gathered together outdoors, adults and children close in warm afternoon light

Cultivar Foundation

Policy creates access. Cultivar creates participation.

Cultivar Foundation is the charitable arm of Cultivar Communities. We work across the country so that a child's account does not just get opened. It gets used.

In the News

Featured

Chicago TribuneOp-Ed

Trump Accounts are here. Now families need more than a deposit slip.

By Arellana Barela Levenson and Frank Arce, Ed.D. — Chicago Tribune

Every child under 18 can now open a Trump Account. But policy creates access, not participation. Our founder and Frank Arce make the case for the support families actually need to build lasting wealth.

Who we are

A charitable entity with a single purpose.

Cultivar Foundation is a Texas nonprofit corporation. Our application for 501(c)(3) status is pending with the IRS. We carry out the charitable work behind Cultivar Communities, and we operate as our own legal entity with our own board and our own accounts.

We work nationally. Federal financial policy is opening long-term investment accounts for a generation of children across the country. Opening an account is not the same as a family using it. For most families, the account gets created and then nothing walks them through what comes next. That space between access and follow-through is where participation is won or lost. Closing it is our charitable purpose.

This is a participation and identity effort. It is not a financial literacy class and it is not a financial education program.

The five shifts

Participation starts with identity.

Families follow through when a child sees the account as part of who they are. Our program is built around five shifts, and everything we do threads through them.
A young person smiling in soft natural light, close portrait
  • 01I am an investor.
  • 02I am a good ancestor.
  • 03I am growing money for future me.
  • 04I am building generational wealth.
  • 05I am part of the American economy.
A family together outdoors by open water, warm and unposed

See the work in detail.

Our charitable programs reach children, young adults, and families in the communities we serve.